{"id":605,"date":"2025-04-18T11:27:44","date_gmt":"2025-04-18T11:27:44","guid":{"rendered":"https:\/\/srawankumar.in\/ibnk\/?page_id=605"},"modified":"2026-02-27T10:00:02","modified_gmt":"2026-02-27T10:00:02","slug":"privacy-policy-2","status":"publish","type":"page","link":"https:\/\/www.ibnk.in\/en\/privacy-policy-2\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"

Privacy Policy<\/strong><\/p>\n

IBNK TECHNOLOGIES PRIVATE LIMITED(\u201cIBnK\u201d, \u201cwe\u201d, \u201cour\u201d, \u201cus\u201d) is committed to protecting your privacy and maintaining transparency about how your data is collected and used. This Privacy Policy outlines the practices followed by IBnK concerning the collection, use, and safeguarding of your information when you access our website, mobile applications, or related services.<\/p>\n

By using IBnK services, you agree to this Privacy Policy and applicable Google Play Developer Policies.<\/p>\n

Information We Collect<\/strong><\/p>\n

A) Information You Provide<\/strong><\/p>\n

    \n
  • Personally Identifiable Information: Name, email, phone number, PAN, Aadhaar, date of birth, address, and identification documents.<\/li>\n
  • Financial Information: Bank account details, transaction records, employment data.<\/li>\n
  • Consent-Based Data: Location access, notifications, and personalized services.<\/li>\n<\/ul>\n

    B) Automatically Collected Information<\/strong><\/p>\n

      \n
    • Device Information: Device model, operating system, unique identifiers.<\/li>\n
    • Log Information: IP address, browser type, session duration.<\/li>\n
    • Usage Data: App interactions, crash logs, analytics (Firebase, Google Analytics).<\/li>\n
    • Geolocation Data: Only with explicit user permission.<\/li>\n<\/ul>\n

      C) Cookies and Tracking Technologies<\/strong><\/p>\n

        \n
      • We use cookies and similar technologies to improve performance, personalize experience, and enable secure login.<\/li>\n
      • Users may control cookies through browser or device settings.<\/li>\n<\/ul>\n

        Use of Information<\/strong><\/p>\n

          \n
        • To provide fintech services including AEPS, DMT, and related products<\/li>\n
        • To comply with Google Play policies<\/li>\n
        • To send alerts, SMS, or notifications (opt-out available)<\/li>\n
        • For diagnostics, crash reporting, and service improvement<\/li>\n
        • For legal and regulatory compliance<\/li>\n<\/ul>\n

          Sharing of Information<\/strong><\/p>\n

            \n
          • We share information only when necessary:<\/li>\n
          • With service providers for payment processing and fraud detection<\/li>\n
          • For legal compliance or government requests<\/li>\n
          • With explicit user consent<\/li>\n
          • We do not sell personal data.<\/li>\n<\/ul>\n

            Google Play Compliance<\/strong><\/p>\n

              \n
            • No sensitive data is collected without consent<\/li>\n
            • User data is not misused for unrelated advertising<\/li>\n
            • Clear disclosure of data practices is maintained<\/li>\n<\/ul>\n

              Security of Information<\/strong><\/p>\n

              We implement encryption, secure authentication, and regular audits. However, absolute security cannot be guaranteed.<\/p>\n

              Marketing & Opt-Out<\/strong><\/p>\n

              Users may opt out of promotional messages by emailing\u00a0support@iBnK.in<\/strong>.
              \nTransactional alerts will still be delivered.<\/p>\n

              Third-Party Links<\/strong><\/p>\n

              IBnK is not responsible for third-party privacy practices. Users should review external policies.<\/p>\n

              User Rights<\/strong><\/p>\n

                \n
              • Access or correction of personal data<\/li>\n
              • Deletion requests via support@iBnK.co.in<\/li>\n
              • Requests processed within 10 business days<\/li>\n<\/ul>\n

                Children\u2019s Privacy<\/strong><\/p>\n

                Services are not intended for individuals under 18 years.<\/p>\n

                Grievance Redressal<\/strong><\/p>\n

                For privacy-related grievances contact:<\/p>\n

                Grievance Officer<\/strong>
                \niBnK Technologies Private Limited<\/strong>
                \nB-110, Baitul Aman Apartment, Baitul Nagar Colony, Nallasopara,Thane, Maharashtra-401203.<\/p>\n

                Complaints will be resolved within 30 working days.<\/p>\n

                Jurisdiction<\/strong><\/p>\n

                This Privacy Policy follows Indian laws and Google Play guidelines. Jurisdiction lies with Mumbai courts.<\/p>\n

                Updates<\/strong><\/p>\n

                We may update this policy periodically. Changes will be posted on the website\/app.<\/p>\n

                Contact Us<\/strong><\/p>\n

                iBnK Technologies Private Limited<\/span><\/p>\n

                B-110,Baitul Aman Apartment,Baitul Nagar Colony,Nallasopara,Thane, Maharashtra-401203.
                \nEmail: ibnktechnologies@gmail.com
                \nHelpline: +91- +91-8108152470<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"Privacy Policy IBNK TECHNOLOGIES PRIVATE LIMITED(\u201cIBnK\u201d, \u201cwe\u201d, \u201cour\u201d, \u201cus\u201d) is committed to protecting your privacy and maintaining transparency about how your data is collected and used. This Privacy Policy outlines the practices followed by IBnK concerning the collection, use, and safeguarding of your information when you access our website, mobile applications, or related services. By...","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-605","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.ibnk.in\/en\/wp-json\/wp\/v2\/pages\/605","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ibnk.in\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ibnk.in\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ibnk.in\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ibnk.in\/en\/wp-json\/wp\/v2\/comments?post=605"}],"version-history":[{"count":7,"href":"https:\/\/www.ibnk.in\/en\/wp-json\/wp\/v2\/pages\/605\/revisions"}],"predecessor-version":[{"id":838,"href":"https:\/\/www.ibnk.in\/en\/wp-json\/wp\/v2\/pages\/605\/revisions\/838"}],"wp:attachment":[{"href":"https:\/\/www.ibnk.in\/en\/wp-json\/wp\/v2\/media?parent=605"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}